About

Steve is a seasoned veteran in the mortgage industry. With 24 years of 
expertise originating mortgage loans, Steve has the knowledge and 
experience to find his clients the best possible loans and solutions to get 
things done. He prides himself in communicating effectively to his clients 
and agents to insure that the transaction goes smoothly. Ruoff Home 
Mortgage is the #1 purchase lender in Indiana. Customer service is Ruoff’s 
number one priority closely followed by our fast, efficient, professional 
process.

Steve graduated from Indiana University with a degree in Business/Finance. 
He grew up in Indianapolis and has resided in Fishers for the past 20 
years. He is the Father of two children, a Daughter in college and Son at 
Fishers High School. Steve is the Branch Manager of the Fishers Ruoff 
office.

Born and raised in central Indiana, Dwayne resides in Fishers with his wife and daughter.  Dwayne is an honorably discharged U.S. Navy veteran (1991-1995), and holds a Bachelors Degree from Indiana University (2002), and a M.B.A. from Indiana Wesleyan University (2011).

Dwayne originated residential mortgage loans in Indiana since 1998, and has over 2,000 satisfied clients. Recognized among his peers as one of the top mortgage loan originators in the Indianapolis area, He has been awarded the Five Star Mortgage Professional award the last 6 consecutive years, which is presented to less than the top 2% of mortgage loan originators in the state of Indiana.

Dwayne adheres to the theory that success is dependent on his ability to build long-term relationships with clients and referral sources.  With 100% of his business being referral-based,  He strives to deliver excellent customer service and attention to detail on every transaction to further cultivate relationships and continues earning trusted referrals.

In today's fast paced mortgage environment, with seemingly never-ending government regulation and program guideline changes, Dwayne has the experience, expertise and knowledge to insure clients have a smooth and successful mortgage experience.

Josh represents integrity, energy and hard work in every detail of your lending transaction. Josh is born and raised in central Indiana where he resides in Hendricks County with his wife and 3 (soon to be 4) children. He started his sales habit at the age of 16, selling services of repairing computers. Since then Josh has grown a successful IT company with more than 500 satisfied customers, most of which have encouraged him to pursue his career as a mortgage loan officer. Since beginning his career as mortgage loan originator in 2018, Josh has already helped numerous individuals financially make their home owning dreams come true.

Working under one of the top mortgage loan originators in Indianapolis, Josh has the expertise and knowledge behind him to make sure every client is happy with their experience with Josh and Integrity Mortgage Group.  

Kyle is a proud resident of Hamilton County who was raised in Fishers, IN and a graduate of Ball State University.  After marrying his wife, Ashley, and starting a family, Kyle got into the industry in 2013 and quickly became a top-producing loan officer, helping countless individuals and families with their house purchase or refinance goals. 

Customer service is a way of life at Fairway. Not only are we dedicated to finding the best rates for our customers, but we also offer some of the fastest turn times in the industry. Our goal is to act as your trusted advisor, providing highly personalized service and guiding you through every step of the loan process. It’s all designed to exceed your expectations, guarantee your satisfaction, and earn your trust.

Understanding that clear communication and open availability are vital to a smooth transaction, Kyle dedicates himself to every client, leaving them with an outstanding customer experience from start to finish with an emphasis on technology, extensive loan products, and national strength with hometown service.